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Business.

'mastercard' - bringing convenience to financial transactions - mastercard from mastercard incorporated is one of the most useful payment systems in the world. It serves around 25, 000 member financial institutions all over the world. Founded in the year 1966 and headquartered in Purchase, it is the, New York number two payment system in the US.

It has a wide network with its services in over 210 nations of the world. - to add to the statistic, there are about 1, 000 atms in, 000 more than 120 countries. And to talk about statistics, there are over 23 million locations around the world where its credit and debit cards are accepted. It provides transaction authorization network and establishes and issues guidelines to its members. That was also the time when Bank of America came out with its credit card brand BankAmericard, which later became the Visa Card. To add a little of history, MasterCard brands of credit cards were first issued by United California Bank, the Bank of California, and Crocker Bank, Wells Fargo. The stiff competition that we see today between MasterCard and Visa Card can be traced back to those early days.

California banks licensed this name from the First National Bank of Louisville, Kentucky in 196Then another development took place when the present HSBC Bank USA which was known as New York' s Marine Midland Bank at that time, joined hands with California banks to create the" Master Charge: The Interbank Card" . - like bankamericard, mastercard was first known as master charge. In the year 1979, "Master Charge: The Interbank Card" was renamed as MasterCard. And as the name suggest, the exercise was done so as keep in line with its ever widening global network. The latest development happened earlier this year in 2006, when MasterCard International was re - christened as MasterCard Worldwide. It also came out with a new corporate logo and a new tagline.

Apart from MasterCard, Cirrus and MasterCard, Maestro Electronic. - an additional circle was added to the already existing two. "the heart of commerce" is its new tagline. MasterCard Incorporated also deals in travelers& rsquo. All these programs are licensed to the financial institutions. Check. The leading shareholders of MasterCard are JPMorgan Chase, Bank of America, Citigroup, Euro Kartensysteme, and Europay France.

Euro Kartensysteme has 2 percent, while Europay France has 0 percent stake. - of these jpmorgan chase has the largest shareholding with 18 percent followed by citigroup with 2 percent, bank of america with 0 percent. MasterCard' s board of directors as of December 2004 are represented by Europay Espa�a, S. Among the brands, the most popular are the MasterCard brands of credit and debit cards. A. , Clarima Banca, HSBC, Capital One, Citigroup, Banamex( Citigroup' s Mexican division) , The Royal Bank Of Scotland, which is now, MBNA America acquired by Bank of America, Banque F�d�rative du, Southern Bank Berhad Cr�dit Mutuel, Deutscher Sparkassen, Westpac Banking Corporation - und, Giroverband, Bank of Montreal, and Orient Corporation. Its credit cards have all the standard feature of any other credit card and are designed to meet the credit demand of all kinds of individuals.

MasterCard distributes MasterCard debit card in North America under the name& lsquo. - its debit cards are used in atms to withdraw money and also at point - of - sales, provided there is enough balance( remaining credit limit) to purchase the item. MasterMoney& rsquo; . Other features like annual fee, introductory offer, credit limit, reward program are also attractive enough to entice potential customers. MasterCard credit cards have one of the most reasonable Annual Percentage Rates. No doubt, it is one of the leading payment systems in the US. In case of loss or theft of card, you can report immediately to its toll - free numbers.

MasterCard also has a round - the - clock customer assistance service. - if you are in the us, you can note down this number, 1 - 636 - 722 - 711if you are a regular traveler, it is worth to note down the assistance number of the country you are going to visit. This service is meant to boost the protection system when you shop online. The latest service from MasterCard is MasterCard(R) SecureCode& trade; . CreditMe. com is a free online credit cards review and application website. We have quite some categories and hundreds of credit cards selection to fit your need. We offer credit cards selection from visa, http: //www. creditme. com" >master cards, American express, discover, citicards, and many others, visa credit cards.

Apply for a mastercard credit card at CreditMe. com now. - the master of all cards. MasterCard& ndash. Credit cards have had a big impact on our lifestyle. Also known as plastic money, credit cards are a replacement for cash. And with the popularity of online shopping fast on the rise, the significance of credit cards is expected to increase even more.

It is much easier to fit this small card inside your wallet than to carry a large amount of cash. - one of the international market players leading this payment system is mastercard. Better still, you can buy items with credit cards and if you need cash, you can always withdraw it from an ATM. MasterCard credit and debit cards are the brands marketed by MasterCard Incorporated. The MasterCard credit cards are quite popular as a premier brand. MasterCard with its network spread in about 210 countries across the world is one of leading credit cards in the world and the number two payment system in the US. Simply known as MasterCard, they are one of the most preferred and trusted credit cards with the consumers.

MasterCards, like other credit cards, are of four types: standard credit cards, credit cards with rewards programs, and credit cards, specialty credit cards for bad credit. - mastercards are issued by several partner banks and are designed to target different financial and credit situations. Standard credit cards are readily available and issued. Credit cards with rewards programs are offered for the benefit of certain section of people. They are also the most common form of credit cards. You get rewards in terms of points or discounts when you purchase items with your MasterCard.

Giving special attention to students and people in big businesses, MasterCard issues special credit cards suiting their credit requirement. - credit cards for bad history are secured credit cards designed for those customers with a poor credit history. JPMorgan Chase and Citigroup are the two largest shareholders of MasterCard. The regular APR is also very reasonable at 124% . The following credit cards are some of top brands from MasterCard: Citi(R) Platinum Select(R) Card has climbed the popularity chart with its 0% APR on balance transfers and purchases for 1 year. Another enticing feature is its free and secure online account management.

With Citi(R) Diamond Preferred(R) Rewards Card, you can earn 5, 000 bonus points after the first purchase. - it also carries no annual fee. Also get 5 reward points for every dollar on purchase at supermarkets, gas stations and drugstores. There is also a 0% APR on balance transfer for 12 months. This reward card from MasterCard is worth its 124% regular APR. If you are looking at additional benefits and perks, MasterCard has HSBC Platinum MasterCard. It carries no annual fee.

Some of the benefits offered are extended warranties, and travel accident, unlimited purchase protection insurance. - there is no apr on both purchases and balance transfers for 12 months. Other benefits are free online bill payment, secure and free online account management. The regular APR is 124% . For music lovers, MasterCard has Universal Entertainment MasterCard(R) . There is no APR on balance transfer for up to 6 months.

Cardholders can earn 1 Universal Point for 1 dollar spent on purchases and 2 points on select purchases made at Universal hotels, and resorts and, theme parks redeem those points for Universal products such as DVDs and CDs and also admission at theme parks. - the regular apr is 199% . With this card you can earn 5% toward the purchase or lease of a new GM car, truck or SUV. For people who love to sit behind hot wheels can opt for GM Card(R) . There is 0% introductory APR for 12 months. Other popular credit cards from MasterCard are Universal Entertainment MasterCard(R) , Continental Airlines World MasterCard(R) , and Marathon(R) Platinum MasterCard(R) from Chase. Free and secure online account management is also offered.